Debt Collections, Recovery, Consolidation
The Payment Partner Debt Collectors Can Rely On
Running a debt collection agency comes with unique compliance and risk challenges. PayJeezy provides secure payment solutions that let you accept payments online, by phone, or in person — while maintaining steady, reliable cash flow.
Fast Approvals
Get approved quickly for a high-risk merchant account so you can begin processing payments without unnecessary delays.
Low Reserve Requirements
We offer flexible high-risk accounts with competitive reserve terms, helping you manage cash flow and retain more revenue.
Debt-Collection-Ready Hardware
Choose from trusted POS and terminal solutions designed to fit your workflow, whether in-office or remote.
24/7 Customer Support
Our support team is available around the clock to assist with questions, troubleshooting, or account guidance.
Competitive Rates
High-risk processing doesn’t have to mean high costs. We work to secure the most competitive rates available for your agency.
High Approval Success
Our approval rate exceeds 98%, giving debt collection agencies a dependable path to secure merchant services.
Full Payment Options
Accept credit cards, debit cards, ACH, and other major payment methods, providing flexibility for your clients.
Chargeback Support
We help manage disputes, reduce chargeback risks, and maintain the health of your merchant account.
Fast Funding
Access your deposits quickly with next-day funding options to keep your operations running smoothly.
The Payment Partner Debt Collectors Can Rely On
Running a debt collection agency comes with unique compliance and risk challenges. PayJeezy provides secure payment solutions that let you accept payments online, by phone, or in person — while maintaining steady, reliable cash flow.
Custom Settlement Solutions
Access specialized merchant accounts designed for agencies that require controlled fund access and secure handling of third-party payments.
Real-Time Insights & Reporting
Use live dashboards to track agent performance, recovery rates, and payment activity. Make informed decisions with accurate, up-to-date reporting.
Seamless Scalability
Easily handle increasing payment volumes as your agency grows — without needing new contracts or additional accounts.
Custom Settlement & Escrow Solutions
Manage escrow accounts and structured payout timelines securely, giving your agency flexibility while meeting regulatory requirements.
Multi-Channel Integration
Accept payments across phone, email, mobile apps, and online portals, offering clients convenient ways to pay.
Flexible, Transparent Terms
No long-term contracts or hidden fees. Our terms are straightforward, negotiable, and tailored to your agency’s needs.
Payment Solutions for Every Collections Industry
Third-Party Debt Collection Agencies
Secure and dependable payment terminals tailored for collection operations.
Debt Settlement & Consolidation Companies
Advanced credit card readers featuring modern contactless payment technology.
Legal Collections & Judgment Recovery
Trusted credit card processing solutions built to support legal recovery professionals.
Medical Billing & Revenue Cycle Teams
Secure, compliant payment processing systems for healthcare billing operations.
Utilities & Telecom Accounts Receivable Teams
Reliable credit card processing terminals to streamline customer payments.
Fintech Lenders & Loan Servicing Platforms
Seamless, secure payment terminals built for fast and efficient transactions.
Subscription & Membership Recovery Services
Flexible and secure payment processing solutions for recurring payment recovery.
Education, Tuition & Alumni Giving Programs
Convenient and secure payment solutions for tuition collection and donor contributions.
Begin Accepting Payments in Just a Few Steps
Complete the Online Application
Fill out a simple online form to start your debt collection merchant account quickly.
Submit Required Documents
Provide the necessary paperwork to verify your business and speed up approval.
Receive Expert Guidance
Our underwriting team will guide you through the process and answer all your questions.
Start Accepting Payments
Once approved, begin processing payments instantly and securely to grow your agency’s revenue.
Frequently Asked Questions
What kinds of payments can I accept?
You can accept credit cards, debit cards, ACH/eChecks, virtual terminal payments, secure payment links, and QR code payments — covering all major payment types your agency needs.
Can high-risk collection agencies qualify?
Absolutely. More than 98% of high-risk applicants are approved, including debt collection agencies, legal collections, medical recovery firms, and specialty recovery agencies.
Is my clients’ payment data safe?
Yes. Sensitive financial information is protected using advanced encryption, tokenization, and fraud detection tools to guard against unauthorized access and data breaches.
Can I hold recurring client payments?
Yes. Secure card-on-file tokenization allows you to safely store payment credentials for recurring or installment payments without exposing sensitive cardholder data.
Do you offer customer support?
Yes. Support is available 24/7 to answer questions, troubleshoot issues, and assist your agency whenever needed.
Do you supply equipment for processing payments?
Yes. Qualified organizations may be eligible for free EMV-enabled terminals or mobile card readers, making it simple and secure to accept payments in person.
