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Firearms Merchant

Payment Processing for the 2A Community

PayJeezy gives you more than a merchant account—we equip you with the tools to scale quickly and keep payments flowing smoothly.

2A-Friendly Accounts

We support federally licensed firearms merchants—retail, ranges, manufacturers, distributors, and online sellers (including GunBroker).

Next-Day Funding & Transparent Pricing

Fast deposits with no hidden fees or gimmicks.

U.S.-Based Support

Dedicated account managers provide real help when you need it.

Trusted & Compliant

PayJeezy is backed by established banking partners and offers high-risk processing for 2A businesses.

Retail Gun Shops

Efficient, secure payment solutions designed specifically for in-store firearm sales and FFL dealers.

Shooting Ranges & Training Facilities

Flexible, easy-to-manage systems for memberships, lane rentals, classes, and retail transactions.

Online Firearm & Accessory Stores

Compliant, 2A-friendly eCommerce processing for firearms, accessories, and tactical gear.

GunBroker Sellers

Seamless integration and dependable payment support for online firearm auctions and marketplace sellers.

Manufacturers & Distributors

Scalable merchant services built to handle high-volume transactions and B2B operations.

Ammo, Optics & Tactical Gear Retailers

Reliable credit card processing tailored for accessory, ammunition, and equipment sales.

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Payment Solutions Designed Around How You Sell

In-Store & Range

EMV chip, tap-to-pay, and advanced POS systems built for fast, secure, and compliant checkout at retail counters and shooting ranges.

Online & GunBroker

FFL-aware eCommerce processing with gateway integrations for WooCommerce, Magento, BigCommerce, and GunBroker Immediate Checkout through supported gateways.

Mobile (Gun Shows & Events)

Accept payments anywhere with wireless terminals and mobile card readers — ideal for gun shows, trade expos, and on-site training events.

Recurring, Layaway & Deposits

Easily manage memberships, training programs, firearm deposits, repairs, and layaway plans without re-entering customer information.

Expert Guidance for Selling Firearms Online — Safely & Compliantly

Selling firearms and related products online requires careful navigation of eCommerce platform rules. Not all providers treat 2A businesses the same. For example, Shopify restricts firearm and certain accessory sales through its native gateway, Shopify Payments, under its Acceptable Use Policy. However, many compliant FFL businesses successfully operate on Shopify by integrating third-party, firearm-friendly payment gateways. We help you understand what’s permitted and structure your setup to stay within platform guidelines.

If you need greater flexibility, self-hosted platforms like WooCommerce and Magento — as well as BigCommerce — typically offer more customization for FFL workflows. That includes tailored checkout processes, FFL dealer selection networks, age verification tools, and compliance-focused configurations.

Our team provides hands-on guidance in selecting, configuring, and optimizing the right eCommerce environment for your firearm business — ensuring your operation remains compliant, functional, and built for growth.

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Fast, Straightforward Onboarding

Start accepting payments in three simple steps:

  • Simple Application (Start with a Free Quote)
    Complete a quick, hassle-free application so we can understand your business model and processing needs.
  • FFL-Focused Compliance Review
    We conduct a compliance review tailored specifically to firearms merchants — including your product catalog, fulfillment process, and shipping/FFL transfer workflow. (Serialized firearms require a valid FFL.)
  • Go Live with Confidence
    Launch with next-day funding, secure processing, and dedicated U.S.-based support to keep your business running smoothly from day one.
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Stay Compliant. Reduce Risk. Protect Every Transaction.

Selling firearms online requires more than basic payment processing — it demands strict compliance and proactive risk management. We help structure your checkout flow to capture critical details, including the buyer’s selected FFL dealer for shipment, required order notes, and proper transfer documentation — keeping your operation aligned with ATF requirements.

To safeguard your business against fraud and chargebacks, we provide advanced protection tools such as AVS and CVV verification, velocity filters, PCI compliance guidance, and hands-on dispute management. Our goal is to help you maintain strong approval rates while minimizing risk exposure.

Because firearm-related businesses are often categorized as high-risk by traditional processors, choosing the right partners matters. We work with FFL-friendly banks and experienced underwriting teams who understand the firearms industry — helping you avoid unexpected account freezes, funding holds, or shutdowns caused by compliance misunderstandings.

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Why Firearms Merchants Choose PayJeezy

Transparent, Straightforward Pricing

Clear rates, honest terms, and firearm-aware policies — no hidden fees and no confusing fine print.

Speed + Stability

Fast approvals and long-term, reliable processing built for 2A businesses — without sudden policy shifts or unexpected shutdowns.

GunBroker Expertise

We understand Immediate Checkout workflows and gateway requirements, ensuring smooth authorization and settlement for online firearm sales.

End-to-End Support

From in-store POS systems to eCommerce integrations and mobile solutions, we provide complete setup guidance, training, and ongoing PCI compliance support.

Everything You Need to Process Payments with Confidence

  • Retail Terminals & POS Systems (EMV + Tap-to-Pay Ready)
  • Online Payment Gateway + Shopping Cart Integrations (WooCommerce, Magento, BigCommerce, and Shopify with approved third-party gateways where permitted)
  • GunBroker Immediate Checkout Support
  • Mobile Card Readers for Gun Shows & Events
  • Recurring Billing, Deposits & Layaway Options
  • Advanced Fraud Prevention & Chargeback Assistance
  • PCI Compliance Guidance & Ongoing Support
  • Next-Day Funding to Improve Cash Flow
  • Dedicated U.S.-Based Support Team
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Frequently Asked Questions

Yes — if you are a valid FFL and ship serialized firearms to the buyer’s selected FFL dealer for the final transfer and background check. Our checkout and order-notes flow is structured to support this requirement and keep your process compliant.

es. We work with payment gateways compatible with GunBroker Immediate Checkout, allowing buyers to pay securely and helping you receive funds quickly.

Shopify has nuanced policies. Shopify Payments (its built-in gateway) restricts firearm sales, so many FFL merchants use an approved third-party gateway while complying with Shopify’s Acceptable Use Policy. We review your product catalog and recommend the safest, compliant setup.

Many large providers classify firearms businesses as high-risk, which can lead to frozen funds or sudden account closures. We place you with firearm-friendly banks and implement fraud and chargeback controls from day one to reduce that risk.

Next-day funding is available for eligible accounts. During onboarding, we’ll confirm your specific funding timeline and ensure expectations are clear.