Vamp Protection Solution

What is VAMP

Visa’s Acquirer Monitoring Program (VAMP) introduces tighter standards for fraud and chargeback activity.

  • Merchants that exceed these thresholds may face penalties, fines, or even account termination.
  • Even traditionally low-risk businesses can be affected if proper safeguards aren’t in place.
  • Enforcement begins October 1, 2025, with even stricter thresholds taking effect on January 1, 2026.

Your role as a partner: help merchants stay compliant, protect their revenue, and avoid costly surprises.

Why Merchants Should Care

  • Financial impact: Elevated chargeback ratios can lead to fines and higher processing fees.
  • Business risk: Ongoing violations may result in the loss of card acceptance privileges.
  • Competitive pressure: Merchants that aren’t prepared risk falling behind competitors with stronger protections in place.

Simplifying Cross-Border Payments for Business​

Give your business the tools, messaging, and resources needed to guide merchants through Visa’s new compliance requirements.

What is VAMP

Visa’s Acquirer Monitoring Program (VAMP) introduces tighter standards for fraud and chargeback activity.

  • Merchants that exceed these thresholds may face penalties, fines, or even account termination.
  • Even traditionally low-risk businesses can be affected if proper safeguards aren’t in place.
  • Enforcement begins October 1, 2025, with even stricter thresholds taking effect on January 1, 2026.

Your role as a partner: help merchants stay compliant, protect their revenue, and avoid costly surprises.

How We Support and Protect Merchants

Our VAMP Protection Solutions give you everything needed to help merchants prevent fraud, manage chargebacks, and secure payments end to end.

  • 3D Secure (3DS): Verifies cardholders to minimize fraudulent transactions.

  • Kount Fraud Tools: AI-based fraud detection across the transaction lifecycle.

  • Network Tokens: Dynamic tokenization that enhances security and reduces fraud.

  • Chargeback911: Comprehensive post-transaction chargeback management.

  • MRM Reporting: Actionable insights into chargeback activity for proactive monitoring.

How We Support and Protect Merchants

Our VAMP Protection Solutions give you everything needed to help merchants prevent fraud, manage chargebacks, and secure payments end to end.

  • 3D Secure (3DS): Verifies cardholders to minimize fraudulent transactions.

  • Kount Fraud Tools: AI-based fraud detection across the transaction lifecycle.

  • Network Tokens: Dynamic tokenization that enhances security and reduces fraud.

  • Chargeback911: Comprehensive post-transaction chargeback management.

  • MRM Reporting: Actionable insights into chargeback activity for proactive monitoring.